This website, https://www.readydocprep.com, is operated by Ready Docprep, LLC.
Please read this disclaimer carefully, as it governs your use of our Website and our services. Your continued use of this Website constitutes your acceptance of this disclaimer.
No Affiliation: Ready Docprep is a private, independent entity, and is not affiliated with, sponsored by, or endorsed by the Department of Education or any loan servicers. Any references to the Department of Education or any loan servicers on our Website are for informational purposes only.
Nature of Services: Ready Docprep provides document preparation and consultation services to assist individuals with their loan consolidation and income-driven repayment program applications. Our expertise lies in simplifying this complex process and aiding our clients in understanding their options and obligations.
Fees for Services: Any fees charged by Ready Docprep are solely for the provision of our document preparation and consultation services. We do not serve as an intermediary for payments to loan servicers. Our fees DO NOT contribute to the payment of client loan balances, nor are they transferred to loan servicers. Payments made to Ready Docprep are in no way considered payments towards your student loans.
Not a Loan Servicer or Lender: Ready Docprep is not a loan servicer or a lender. We do not provide loans, nor do we collect payment on loans. Our role is solely to provide consultation and document preparation services for loan consolidation and income-driven repayment programs.
Independence of Decision Making: The decisions regarding your student loans, including your selection of repayment plans, consolidation choices, and selections of loan servicers, are entirely yours. Ready Docprep offers information and suggestions based on our expertise, but the final decisions and outcomes rest solely with you, the client.
By using our services, you acknowledge that you have read, understood, and agreed to be bound by this disclaimer. If you do not agree to this disclaimer, please discontinue your use of our Website and our services immediately.
Disclaimer: Ready Docprep, LLC
Ready Docprep, LLC would like to emphasize to all visitors and users of this website that we are NOT a Debt Relief, Debt Consolidation, or Debt Settlement service. Our primary mission is to act solely as a consultation and document preparation company. We do not negotiate, settle, reduce, or in any way modify your debt. Our services are strictly limited to accurately preparing the necessary documents for borrowers to enroll themselves in the income-driven repayment plans offered by the Department of Education (DOE). On a case-by-case basis, we also prepare documents for borrowers, if eligible, to consolidate their loans — only if such consolidation is a prerequisite. We urge all users and potential clients to thoroughly read and understand our role before engaging our services. Borrowers may apply for loan consolidation from the United States department of education at no cost by going here https://studentaid.gov/loan-consolidation. Consolidation or other services offered by Grads may not be the best or only option for borrowers. Alternative federal student loan repayment plans, including income-driven programs, that do not require consolidating existing federal student loans may be available. Borrowers should consider consulting their student loan servicer before signing any legal document concerning a student loan but please be aware that student loan servicers may not be licensed to provide any such legal advice about signing a legal document.
State Coverage Disclaimer: Ready Docprep is a consultation and document preparation service provider. Please note that services are not available to residents of the following states and district: California (CA), Colorado (CO), Georgia (GA), Illinois (IL), New Mexico (NM), Minnesota (MN), Wisconsin (WI), New York (NY), Ohio (OH), Oregon (OR), Pennsylvania (PA), South Carolina (SC), Washington (WA), and the District of Columbia (DC). We apologize for any inconvenience this may cause and encourage you to check back with us for any updates on the availability of our services in these areas, and encourage you to contact your loan servicer for further assistance.